"High mortgage rates are causing home sales to remain stuck at cyclical lows," said NAR Chief Economist Lawrence Yun. "If the average mortgage rates were to decline to 6 percent, our scenario analysis ...

而美国房屋建筑商协会（National Association of Home Builders）的最新房地产市场指数调查显示，7月份有38%的建筑商下调了房价，高于6月的37%、5月的34%和4月的29%。 供应增加也给房价带来了更大的下行压力。房屋挂牌量持续攀升，因为即使是那些锁定了疫情前低房贷利率的业主，最终也需要出售这些房产，并以更高的利率购买新居。

• 20世纪六七十年代，集体生活在嬉皮士运动的浪潮中兴起。如今，Z世代和千禧一代正愈发倾向于与朋友或家人共同购房——这一选择并非受反主流文化的驱动，而是他们以务实态度应对高房价、学生债务以及抵押贷款利率。

SEOUL, July 15 (Xinhua) -- South Korean banks will tighten lending standard in the third quarter as the government took measures to control massive household debts, a central bank survey showed ...