"High mortgage rates are causing home sales to remain stuck at cyclical lows," said NAR Chief Economist Lawrence Yun. "If the average mortgage rates were to decline to 6 percent, our scenario analysis ...

而美国房屋建筑商协会（National Association of Home Builders）的最新房地产市场指数调查显示，7月份有38%的建筑商下调了房价，高于6月的37%、5月的34%和4月的29%。 供应增加也给房价带来了更大的下行压力。房屋挂牌量持续攀升，因为即使是那些锁定了疫情前低房贷利率的业主，最终也需要出售这些房产，并以更高的利率购买新居。