Rollovers from defined contribution plans are the predominant way IRAs are funded — to the tune of 97% of them in 2022, and the numbers are only expected to grow. Therefore, understanding where this ...

Another 401 (k) plan has been charged with a fiduciary breach quadfecta — excessive recordkeeping fees, expensive managed account charges, a poor performing stable value option, as well as offsetting ...

The digital Summer 2025 edition of ASPPA’s quarterly magazine has just been posted o In our cover story, Theresa Conti and Chad Johansen focus on marketplace excitement over more recent developments ...

Connecticut’s program MyCTSavings has been in operation for three years, but the Nutmeg State’s legislature already has made some adjustments that expand its scope somewhat and fine tune its ...

Dhillon issued her statement on July 28 concerning the guidance the DOL issued that day on PEPs and small employers’ participation in them. She noted that the DOL took that action pursuant to ...

The Helping Young Americans Save for Retirement Act (H.R. 4718) was reintroduced July 23 by Rep. Brittany Pettersen (D-Colo.) and cosponsored by Rep. Michael Rulli (R-Ohio). It would amend the ...

The Department of Labor announced on July 28 that it wants public input on how to help smaller employers choose a pooled employer plan (PEP). It also provided some guidance for small employers ...

Compared to a year ago, Americans believe it will take more money to be “financially comfortable,” but less to be considered “wealthy” — even though the survey respondents still believe it will take ...

“Float income” refers to the interest or earnings that accrue on retirement plan contributions, distributions, or other ...

Tremblay expressed a similar sentiment, observing that who risk alignment is implemented “depends on the individual situation.” He added that “there are a whole lot of influences” in the matter, such ...

Below is a table providing descriptions and effective dates for the key provisions contained in the SECURE 2.0 Act of 2022, which was enacted Dec. 29, 2022, as part of the Consolidated Appropriations ...

ASEA focuses on the professional development needs of actuaries, maintaining the actuaries-only Google Group, and offering specialized conferences. ASEA members enhance ASPPA programs with actuarial ...