The Department of Labor’s Employee Benefits Security Administration (EBSA) announced on July 28 that it wants public input on how to help smaller employers choose a pooled employer plan (PEP). It also ...

The Helping Young Americans Save for Retirement Act (H.R. 4718) was reintroduced July 23 by Rep. Brittany Pettersen (D-Colo.) and cosponsored by Rep. Michael Rulli (R-Ohio). It would amend the ...

“Float income” refers to the interest or earnings that accrue on retirement plan contributions, distributions, or other ...

Innovation can bring about significant change. Almost a half century ago, it resulted in perhaps the most prevalent retirement savings vehicle today. But new options have arisen as well — and one is ...

The Employee Benefits Security Administration (EBSA) is straying from its mission as an impartial regulator, “picking winners and losers” rather than working in partnership with those it oversees, in ...

Workplace retirement planning and saving is a bipartisan issue, something that must continue, ARA CEO Brian Graff emphasized to attendees at the 2025 NAPA D.C. Fly-In Forum in Washington. He made his ...

Compared to a year ago, Americans believe it will take more money to be “financially comfortable,” but less to be considered “wealthy” — even though the survey respondents still believe it will take ...

“We are embarking on this beginning of the process for the next generation of retirement legislation,” Graff said. His remarks were part of Two Pillars, One Purpose: How Social Security and Private ...

The EBSA Investigations Transparency Act would require EBSA to file an annual report to Congress certain information about its ongoing investigations, including which office started the investigation ...

The IRS on July 16 issued guidance on withholding and reporting concerning uncashed retirement plan distribution checks. The guidance came in Revenue Ruling (Rev. Rul.) 2025-15.

It may have taken a couple of years, but a federal judge now has formally set aside part of the Department of Labor’s investment advice regulation. You might recall that almost exactly two years ago U ...

You set up a cash balance for a sole proprietor for 2023. The plan formula was a pay credit of 100% of compensation, with an interest crediting rate of 4%. What is the proper handling of plan ...