Second-chance checking accounts often come with higher fees than regular checking accounts. This could include monthly maintenance fees, ATM withdrawal fees or fees for exceeding account balances.

You can find a few second-chance checking accounts, but they aren’t as widespread as regular checking accounts. For example, many of the large national banks don’t offer them.

A second chance checking account can be a financial helping hand for those who had previous accounts closed for various reasons, such as a history of overdrafts, bounced checks, a prolonged period ...

Fresh Start, Second Chance Checking Account According to an FDIC National Survey, as of 2015, 7% of U.S. households were unbanked, meaning that they do not have a traditional bank account. In some ...

A second chance bank account is a stepping stone to a traditional checking account. If you can already obtain a traditional checking account, you do not need a second chance account.