Learn more about the three major credit reporting agencies. Find out what types of information these agencies collect and how this data affects your credit.

Building credit at 18 might seem intimidating, but with the right steps, you can establish a strong financial foundation early on. Here's how.

Most people have a gut feeling about their credit – it’s either great, good or bad. But what is a bad credit score really? First, it’s important to understand that there are many different credit ...

On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law — Public Law 111-24 — is the Credit Card Accountability Responsibility and ...

Filing for bankruptcy comes with a serious credit score sting. And while bankruptcy is a last-resort financial move, it does come with a potential light at the end of the tunnel. If you follow through ...

Building credit without a credit card can be tricky, but it's not impossible. Learn about alternative credit-boosting options.

Giving to charity doesn’t require a lot of disposable income. If you want to make the world a better place, you can still contribute without cutting a big check.

TL;DR: The average FICO score is 711; the average VantageScore is 688. It can be hard to get a competitive interest rate—or even get a job—without a decent credit score. But what is the average credit ...

Buying a home is one of the biggest purchases you’ll ever make. While buying a home brings a new life, a new investment, and future memories with your family, the process can also be stressful. One ...

There’s a lot to learn when you’re in the market for a new home, from deciphering the documents you’ll be signing to figuring out all the financial aspects of buying a home. One of the biggest parts ...

Buying a car before buying a house is rarely ever advisable. Considering how expensive a house is, it’s better to purchase your home first so that you can qualify for the best loan terms. If you’re in ...

1692. Congressional findings and declaration of purpose (a) Abusive practices. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors ...