Using the Adjusted Balance Method Here is an example of how the adjusted balance method works: Assume you carried a credit card balance of $10,000 at the end of your card’s previous billing ...

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Examples of the Ratable Accrual Method Example 1: Say you bought a $20,000 bond at a discount for $18,000 with 400 days until its expiration date. Then, you sold the bond 300 days later for $19,500.