Now, I was trapped. Shut in by a phobia of unknown origin, which, when I was honest with myself, stretched far beyond the flying itself. I just didn’t want to go.

These actions fly in the face of public health discoveries over the past 300 years. Careful clinical and epidemiological observations have led to practices that have saved millions of lives.

Nicky Morgan, chair of the powerful Treasury Select Committee, said the charges by Britain's biggest domestic bank "fly in the face" of clarity and transparency.